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Our Company

Founded in 2016, Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technologies and ethical practices in the APAC region. One-size-fits-all approach of traditional debt collection is limiting for both lenders and borrowers.

Redefining debt collection begins with creating personalised, digital-first experiences that help consumers overcome their financial difficulties. Flow’s data-driven collection strategies have proven remarkable recovery rates for top financial institutions and have supported over 2.8 million consumers to date. Headquartered in Singapore, the company launched in Vietnam and has since expanded to Indonesia and India.

Impact

Despite high credit growth in recent years, the debt collection industry in Asia lags behind with a history shrouded in distrust and lack of transparency.

By leveraging artificial intelligence technology and big data, we systematically execute effective debt collection processes that ensure fair and ethical treatment of consumers. We are committed to promoting ethical, responsible collection and financial inclusion to empower consumers in underserved economies.

SEE WHAT’S DIFFERENT ABOUT US

Team

Tomasz Borowski

Co-Founder & CEO

Lim Ming Shing

Chief Financial Officer

Artem Rafaielian

Chief Operating Officer

Irina Malysheva

Chief HR Officer

Vitaliy Kalinichenko

Chief Risk Officer

Sergii Popov

Chief Technology Officer

Arun Pai

Chief Sales & Strategy Officer

Tim Xu

Head of Data Science

Swetha Vijay

Head of Strategic Development

Investors

Newsroom

8 Jan 2020
AsiaCollect is changing the way you think about debt collection
Jan 2020
Start-up stories: AsiaCollect
Nov 2019
AsiaCollect Transforms Debt Collection Business With AI
Oct 2019
AsiaCollect: Digitally transforming debt collection in Asia
Aug 2019
AI-Powered Debt Collection Can Help Avoid Another P2P Lending Crisis
Apr 2019
Fintech AsiaCollect Seeks to Digitalize Debt Collection in Southeast Asia
Mar 2019
India's Digital Transformation - How it's Changing the Country's Consumer Debt Collection
Jan 2019
What Indonesian Fintechs Should Know About Debt Collection
Oct 2018
Transforming debt collection in Vietnam
Oct 2018
AsiaCollect Acquires Creditseva to Crack India’s Non-Performing Loans Market
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