With a seamless AI-powered approach, our solutions are tailored to each partner and consumer for optimal results.


Flow Outsourcing is powered by our in-house credit management software, Flow Platform, that is optimised for all stages of the delinquency cycle for collection efficiency. Our automated systems together with customer-centric operational processes deliver improved returns for partners and empower customers to have better control of their finances.

All our approaches are grounded in a progressive ethical framework. There is zero tolerance to aggression and abuse. At Flow, we mediate between our clients and consumers with frictionless solutions, while staying up-to-date with debt collection compliance requirements across risk management, security, and data privacy.


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